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Sales@OwnerFinancedHomesKS.com
Owner Financed Homes KS Owner Financed Homes KS Owner Financed Homes KS Owner Financed Homes KS
  • Available Properties
  • How It Works
  • About Us
  • Testimonials
  • Contact
  • 316-844-1675
  • EnglishEnglish
    • EnglishEnglish
    • EspañolEspañol

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PROPERTIES AVAILABLE

Now Offered With Flexible
Purchase Options!

Let us know your preferences and we will notify you when a property that matches your needs becomes available…

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OUR AVAILABLE PROPERTIES

Owner Financing Success Stories

SOLD

2737 E Conamore St. Wichita. KS 67216

2737 E Conamore St. Wichita. KS 67216 3 bedrooms 1 bathroom 961 sq ft. Rent to Own or 12 Mo Rental Asking Price: $97,700

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2317 S Topeka Ave. Wichita, KS 67211

2317 S Topeka Ave. Wichita, KS 67211 3 bedrooms 1.5 bathroom 1,346 sq ft. Asking Price: $97,700 Purchase Options – Owner Finance, Cash, Conventional Loan, and Rent To Own

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1102 N Dellrose St, Wichita, KS 67208

1102 N Dellrose St, Wichita, KS 67208 2 bedrooms 1 bathroom 807 Sq Ft

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4522 S Lulu Ave, Wichita, KS 67216

4522 S Lulu Ave, Wichita, KS 67216 3 bedrooms 2 bathroom 1680 sq ft. Asking $179,900

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715 S Broadview Ave, Wichita, KS 67218

715 S Broadview Ave, Wichita, KS 67218 2 bedrooms 1 bathroom 782 sq ft. Asking $69,900

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115 S. St. Clair St. Wichita, KS 67213

115 S. St. Clair St. Wichita, KS 67213 2 bedrooms 1 bathroom 864 sq ft. Asking $89,700.00

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3450 S Bennett Ave

3450 S Bennett Ave 3 bedrooms 1 bathroom 864 sq ft. Asking $99,700

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2137 S Laura St Wichita, KS 67211

508 W. Carlyle St. Wichita, KS 67217 2 bedrooms 1 bathroom Asking $89,700

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508 W. Carlyle St. Wichita, KS 67217

508 W. Carlyle St. Wichita, KS 67217 4 bedrooms 1 bathroom 1,253 SQ FT. Asking $101,700.00

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1102 N Dellrose

1102 N Dellrose 2 bedrooms 1 bathroom 807 Sq ft. w/garage Asking $64,700

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707 S Dellrose St Wichita, KS 67218

Sold Sq. Feet: 1,388 2 Bedroom, 1 Bathroom + Converted Garage Bonus Room Purchase: $80,000 Monthly Payment: $798

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6415 S. Keystone St. Haysville, KS 67217

Sold 3 bedrooms 1 bathroom 1,009 sq ft Price is $105,700.00

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15629 SW Claassen Rd. Rose Hill, KS 673119

Sold Asking price: $179,900.00 Bed 6 Bath 3 Sf 2,826 Acres 2.6

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2317 S Topeka Ave, Wichita, KS 67211

Sold 3 Bed, 1.5 Bathrooms Sq. Feet: 1,346 No Garage Basement: Crawl

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14834 SW 160th St, Rose Hill, KS 67133

Sold 3 Bedroom, 2 Bathrooms Sq. Feet: 2,016 2 Car Garage Basement: Crawl

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1615 E. 90th St. S Haysville, KS 67060

Sold 3 Bedroom, 2 Bathrooms Sq. Feet: 1,728 No Garage Basement: Crawl

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415 SW 3rd St, Abilene, KS 67410

Sold 2 Bedroom, 1 Bathrooms Sq. Feet: 884 No Car Garage Basement: Crawl

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2317 S. Topeka Ave. Wichita, KS 67211

Sold 3 Bedroom, 1.5 Bathrooms Sq. Feet: 1,346 No Car Garage Basement: Crawl

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2137 S Laura St, Wichita, KS 67211

Sold 2 Bedroom, 2 Bathrooms Sq. Feet: 836 No Car Garage Basement: Crawl

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333 S Mccomas St Wichita KS 67213

Sold 3 Bedroom, 1 Bathrooms Sq. Feet: 884 1 Car Garage Basement: Crawl

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508 Carlyle St Wichita, KS 67217

Sold 4 Bedroom, 1 Bathrooms Sq. Feet: 1253 No Garage Basement: Crawl

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601 S Lulu Ave, Wichita, KS 67211

Sold 2 Bedroom, 1 Bathrooms Sq. Feet: 886 No Garage Basement: Full

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115 S St Clair St Wichita, KS 67213

Sold 2 Bedroom, 1 Bathrooms Sq. Feet: 864 No Garage Basement: Full

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136 N Sabin St, Wichita, KS 67212

Sold LARGE 4 Bedroom, 2 Bathrooms Sq. Feet: 1,860 Garage No Basement

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2737 Conamore E, Wichita, KS 67216

Sold 3 Bedroom, 2 Bathrooms Sq. Feet: 961 Purchase: $89,380 Downpayment: $8,938 Monthly Payment: $814

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1200 E 11th Ave C5, Hutchinson, KS 67501

Sold Mobile Home Located in the Coach Lamp Mobile Home Park Recently Remodeled (New Subfloor, Paint, Floors, etc) Purchase: $10,990 Downpayment: $6,500 Monthly Payment: $458

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6415 S Keystone St, Wichita, KS 67217

SOLD Available End of September Sq. Feet: 1,009 3 Bedroom, 1 Bathroom Purchase: $79,990 Downpayment: $7,999 Monthly Payment: $833.11 https://www.zillow.com/homedetails/905-S-Vassar-St-Wichita-KS-67218/77350679_zpid/?view=public  

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SOLD!!! – 905 S Vassar St, Wichita, KS 67218

SOLD Buy Here – Pay Here! 2 Bed 1 Bath 1,117 SF $72,900 Sale Price with a Down Payment of just $7,290 makes this a super affordable option and dont forget that with us you don’t have to be qualified thru a bank. Very Nice Inside, Much Larger Then It Looks From Street, Huge Family […]

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4522 S Lulu Ave, Wichita, KS 67216

SOLD!!! 3 Bed – 2 Bath with 1,680 SF. Finished Basement to give you some much needed elbow-room! This home is in a super great neighborhood and is move-in-ready! 🏡 And there’s a huge fenced backyard for the puppy! 🐕 With our easy Rent to Own & Owner Financing process you can now stop taking orders from your […]

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643 N Bluff St Wichita, KS 67208

SOLD!!! You can own this for $20,000.00 UNDER COUNTY TAX VALUE! Offering at $94,600 with only $3,000 down allows you to put the finishing touches that you want… Why pay rent when you can own this for the same as you’d be paying in rent at $966/month. This gem will be available March 1st! Come […]

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841 S Edgemoor St Wichita, KS 67218

SOLD!  Sales price $85,700 – Just $2,000 down payment – monthly payments of $896

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601 S Lulu Ave, Wichita, KS 67211

SOLD!!!    Super affordable at just $621 per month!!! With massive updating and modernization of this classic home. Slick as a button. Kitchen is well laid out and of generous size. This home boasts LARGE bedrooms, LARGE dining room, and LARGE full basement. Utilities conveniently located on ground floor. Large wrap-around porch. LIKE NEW!!!! Strategically […]

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5011 E Elm St, Wichita, KS 67208

***SOLD*** Charming single family 3 bedroom 1 bath home. Conveniently located near the corner of Central & Oliver. Dining Kitchen Combo, new range, New wood laminate flooring through out the home. . Roof is 3 months old. brand new interior paint. Perfect for a started home or to add to your investments! Don't miss this [...]

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249 N Sedgwick St, Wichita, KS 67203

SOLD!!! Nestled in the Delano District this home has 2 bedroom with a Jack & Jill shared bath..Large living room with original hardwood floors, off the kitchen is access to the basement where you will find a living room with fireplace as well as a laundry room and another half bath.. Own it today for [...]

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715 S Broadview St Wichita, KS 67218

***SOLD*** to Great People! Located near Lincoln and Oliver .This home features 2 bedrooms 1 bath on  main level. Full basement with 2nd chimney. Brand new carpet throughout the house, new wood laminate flooring in kitchen & custom tile in the shower...come see it today!!! asking $5,990 down payment $641 per month! https://www.zillow.com/homedetails/715-S-Broadview-St-Wichita-KS-67218/77349879_zpid

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3450 S Bennett Ave Wichita, KS 67217

***SOLD*** Conveniently located near 31st & Meridian this property is near what is a new upcoming intersection! 3 bedroom 1 bath, 1 car garage. Interior has been painted & new carpet installed through out the home. Own it today for ONLY $712 per month!!!! https://www.zillow.com/homedetails/3450-S-Bennett-Ave-Wichita-KS-67217/77411986_zpid

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1003 N Parkwood Ln Wichita, KS 67208

*** SOLD*** This property is being offered with owner financing!! Just down the street from Lincoln heights shopping center, this home is near food, shopping & entertainment! 3 bedrooms 1 bath full basement. 900 sf MOVE IN READYYY!!!!

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2217 Elpyco St Wichita, KS 67218

**SOLD** Owner financing available!! This home is located near Pawnee & Oliver. 2 bedroom 1 bath 1 car garage, off the kitchen is an office/tv room. Hard wood floors through out the house.  Recently reduced this will sell fast!!!!  Low monthly payments. GIVE US A CALL TODAY!!! (316) 333-6112

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800 W Wallingford St, Wichita, KS 67217

***SOLD*** ***THIS JUST IN*** 1,222 Sq. Ft. - 3 Bed - 1 Bath Beautiful ranch style home. Already updated. Has plenty of storage and comes with a garage and an enormous 1,200 sf shop! Offered with Owner Financing!! LOW monthly payments. schedule a showing today!!!

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1102 N Dellrose St, Wichita, KS 67208

***SOLD**This property is being offered with Owner Financing!!! 2 bedroom 1 bath unfinished basement (unfinished)  Detached 1 car garage.. 807 sf New carpet installed in bedrooms & living room.! Nice big back yard!

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3630 E 10th St N, Wichita, KS 67208

*** SOLD****3 BEDROOM 1 BATH 1062 square feet. New carpet in the 3 bedrooms! refinished hardwood floors. New paint in living dining & kitchen! HUGE outdoor deck , perfect for family gatherings!!!

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812 S Beverly Dr. Wichita, KS 67218

SOLD This home is offered with seller financing or rent to own. Sales price is set at $57,750. Call us today and move in tomorrow!

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2245 S Wichita St. Wichita, KS 67213

SOLD - Magnificently modernized home - pleasantly secluded yet close to everything...This home sits safely at the end of a quiet street cul-de-sac bordered with a convenient and majestic privacy wall allowing you the comfort that privacy has to offer. This property boasts a quality interior in this price range. Beautiful real hardwood floors just [...]

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WHAT IS OWNER FINANCING?

Owner financing also called seller financing is a tool you can use to purchase real estate when you otherwise can’t obtain a traditional mortgage. There are different ways to buy a home without needing to qualify through a bank. With a traditional mortgage, you borrow money from a bank to pay for the property. Then, you make payments back to the bank to pay off the loan. With owner financing, you make arrangements to pay the owner in installments, typically of principal and interest, until you’ve paid off the purchase price of the property.

For example, if you buy a house from a seller and the seller agrees that you can pay $800 per month over 30 years, this would be owner financing, also called seller financing.

Throughout the country, owner financing goes by many names. You may hear it referred to by any of the following terms:

Owner financing

Seller Financing

Owner Carry

Owner Will Carry

Owner Financing Benefits for Buyers:

Cheaper Closing Costs

Access to Financing

Quicker Closing

Fill Financing Gaps

HOW IT WORKS?

Choose a Home from our list of available properties

Make an offer

Your income is your qualification; provide proof of income (pay-stubs or bank statements)

Negotiate a Down-Payment

Become a Homeowner from Day One

Fill Financing Gaps

You can pay off the loan early with no prepayment penalties…

TYPICAL SELLER FINANCING TERMS

Each seller has a different mindset of what they want to get out of their business, and when they need the cash for the sale of that business. However, there are some commonly accepted terms that can be a good thumb in the air when looking to negotiate seller financing. Terms for seller financing will commonly include:

Loan Amounts: Up to 100% of Purchase Price

Term Length: As little as 2 but up to 30 years all depends on your needs!

Interest Rates: Flexible

Repayment Schedule: Monthly

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Opciones de compra con pago inicial reducido

Purchase Price $ 79,7000 $ 88,670 $ 92,858 $ 97,843 $ 103,625 $ 110,204
Downpayment $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970
Total Monthly Payment $ 866.32 $ 968.88 $ 1,022.24 $ 1,083.80 $ 1,153.56 $ 1,231.52

Purchase Options with Reduced Downpayment

Purchase Price $ 79,7000 $ 88,670 $ 92,858 $ 97,843 $ 103,625 $ 110,204
Downpayment $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970
Total Monthly Payment $ 866.32 $ 968.88 $ 1,022.24 $ 1,083.80 $ 1,153.56 $ 1,231.52

Purchase Options with Reduced Downpayment

Purchase Price $ 114,700 $ 118,844 $ 126,429 $ 134,014 $ 141,599 $ 149,184
Downpayment $ 11,470 $ 9,620 $ 7,770 $ 5,920 $ 4,070 $ 2,220
Total Monthly Payment

$ 995.25

$ 1,044.56

$ 1,122.18

$ 1,199.80

$ 1,277.42

$ 1,355.04

Opciones de compra con pago inicial reducido

Purchase Price $ 114,700 $ 118,844 $ 126,429 $ 134,014 $ 141,599 $ 149,184
Downpayment $ 11,470 $ 9,620 $ 7,770 $ 5,920 $ 4,070 $ 2,220
Total Monthly Payment

$ 995.25

$ 1,044.56

$ 1,122.18

$ 1,199.80

$ 1,277.42

$ 1,355.04

Opciones de compra con pago inicial reducido

Purchase Price $ 79,7000 $ 88,670 $ 92,858 $ 97,843 $ 103,625 $ 110,204
Downpayment $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970
Total Monthly Payment $ 866.32 $ 968.88 $ 1,022.24 $ 1,083.80 $ 1,153.56 $ 1,231.52

Purchase Options with Reduced Downpayment

Purchase Price $ 79,7000 $ 88,670 $ 92,858 $ 97,843 $ 103,625 $ 110,204
Downpayment $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970
Total Monthly Payment $ 866.32 $ 968.88 $ 1,022.24 $ 1,083.80 $ 1,153.56 $ 1,231.52

Opciones de compra con pago inicial reducido

Purchase Price $ 86,700 $ 90,284 $ 94,302 $ 98,319 $ 102,337 $ 106,354 $ 113,754
Downpayment $ 15,000 $ 13,150 $ 11,300 $ 9,450 $ 7,600 $ 5,750 $ 4,500
Total Monthly Payment

$ 921.53

$ 970.91

$ 1,024.23

$ 1,077.59

$ 1,130.87

$ 1,184.18

$ 1,262.78

Purchase Options with Reduced Downpayment

Purchase Price $ 86,700 $ 90,284 $ 94,302 $ 98,319 $ 102,337 $ 106,354 $ 113,754
Downpayment $ 15,000 $ 13,150 $ 11,300 $ 9,450 $ 7,600 $ 5,750 $ 4,500
Total Monthly Payment

$ 921.53

$ 970.91

$ 1,024.23

$ 1,077.59

$ 1,130.87

$ 1,184.18

$ 1,262.78

Purchase Options with Reduced Downpayment

Purchase Price $ 97,700 $ 98,825 $ 99,950 $ 101,200 $ 102,450 $ 105,200 $ 106,700 $ 108,700
Downpayment $ 9,770 $ 8,770 $ 7,770 $ 6,770 $ 5,770 $ 4,770 $ 3,770 $ 2,770
Total Monthly Payment

$ 896.12

$ 914.38

$ 932.64

$ 951.97

$ 971.30

$ 1,003.52

$ 1,025.00

$ 1,050.77

Opciones de compra con pago inicial reducido

Purchase Price $ 97,700 $ 98,825 $ 99,950 $ 101,200 $ 102,450 $ 105,200 $ 106,700 $ 108,700
Downpayment $ 9,770 $ 8,770 $ 7,770 $ 6,770 $ 5,770 $ 4,770 $ 3,770 $ 2,770
Total Monthly Payment

$ 896.12

$ 914.38

$ 932.64

$ 951.97

$ 971.30

$ 1,003.52

$ 1,025.00

$ 1,050.77

Opciones de compra con pago inicial reducido

Purchase Price $ 89,700 $ 93,344 $ 97,437 $ 101,529 $ 105,622
Downpayment $ 13,455 $ 11,605 $ 9,755 $ 7,905 $ 6,055
Total Monthly Payment

$ 812.10

$ 860.52

$ 912.89

$ 965.26

$ 1,017.63

Purchase Options with Reduced Downpayment

Purchase Price $ 89,700 $ 93,344 $ 97,437 $ 101,529 $ 105,622
Downpayment $ 13,455 $ 11,605 $ 9,755 $ 7,905 $ 6,055
Total Monthly Payment

$ 812.10

$ 860.52

$ 912.89

$ 965.26

$ 1,017.63

Opciones de compra con pago inicial reducido

Purchase Price $ 99,700 $ 103,544 $ 107,887 $ 112,229
Downpayment $ 9,970 $ 8,120 $ 6,270 $ 4,420
Total Monthly Payment

$ 911.84

$ 961.81

$ 1,016.16

$ 1,070.50

Purchase Options with Reduced Downpayment

Purchase Price $ 99,700 $ 103,544 $ 107,887 $ 112,229
Downpayment $ 9,970 $ 8,120 $ 6,270 $ 4,420
Total Monthly Payment

$ 911.84

$ 961.81

$ 1,016.16

$ 1,070.50

Opciones de compra con pago inicial reducido

Precio de compra $ 179,900 $ 185,348 $ 189,357 $ 195,704 $ 202,052 $ 208,399 $ 214,747 $ 221,094
Depósito $ 17,990 $ 16,140 $ 14,290 $ 12,440 $ 10,590 $ 8,740 $ 6,890 $ 5,040
Pago Mensual Total

$ 1,393.78

$ 1,442.82

$ 1,482.20

$ 1,537.28

$ 1,592.38

$ 1,647.46

$ 1,702.56

$ 1,757.64

Purchase Options with Reduced Downpayment

Purchase Price $ 179,900 $ 185,348 $ 189,357 $ 195,704 $ 202,052 $ 208,399 $ 214,747 $ 221,094
Downpayment $ 17,990 $ 16,140 $ 14,290 $ 12,440 $ 10,590 $ 8,740 $ 6,890 $ 5,040
Total Monthly Payment

$ 1,393.78

$ 1,442.82

$ 1,482.20

$ 1,537.28

$ 1,592.38

$ 1,647.46

$ 1,702.56

$ 1,757.64

Opciones de compra con pago inicial reducido

Purchase Price $ 69,900 $ 71,599 $ 73,298 $ 74,997 $ 76,696 $ 78,395 $ 80,094 $ 81,793
Downpayment $ 9,000 $ 8,000 $ 7,000 $ 6,000 $ 5,000 $ 4,000 $ 3,000 $ 2,000
Total Monthly Payment

$ 811.13

$ 842.91

$ 874.69

$ 906.47

$ 938.25

$ 970.03

$ 1,001.81

$ 1,033.59

Purchase Options with Reduced Downpayment

Purchase Price $ 69,900 $ 71,599 $ 73,298 $ 74,997 $ 76,696 $ 78,395 $ 80,094 $ 81,793
Downpayment $ 9,000 $ 8,000 $ 7,000 $ 6,000 $ 5,000 $ 4,000 $ 3,000 $ 2,000
Total Monthly Payment

$ 811.13

$ 842.91

$ 874.69

$ 906.47

$ 938.25

$ 970.03

$ 1,001.81

$ 1,033.59

Opciones de compra con pago inicial reducido

Purchase Price $ 89,700 $ 94,288 $ 98,879 $ 103,464 $ 108,052 $ 112,640 $ 117,282 $ 121,816
Downpayment $ 8,970 $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970 $ 1,970
Total Monthly Payment

$ 965.07

$ 1,020.66

$ 1,076.26

$ 1,131.85

$ 1,187.44

$ 1,243.04

$ 1,298.63

$ 1,354.22

Purchase Options with Reduced Downpayment

Purchase Price $ 89,700 $ 94,288 $ 98,879 $ 103,464 $ 108,052 $ 112,640 $ 117,282 $ 121,816
Downpayment $ 8,970 $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970 $ 1,970
Total Monthly Payment

$ 965.07

$ 1,020.66

$ 1,076.26

$ 1,131.85

$ 1,187.44

$ 1,243.04

$ 1,298.63

$ 1,354.22

Opciones de compra con pago inicial reducido

Precio de compra $ 79,700 $ 81,497 $ 83,294 $ 85,091 $ 86,888 $ 88,685 $ 90,482
Depósito $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970 $ 1,970
Pago Mensual Total

$ 758.18

$ 783.80

$ 809.41

$ 835.03

$ 860.65

$ 886.27

$ 911.88

Purchase Options with Reduced Downpayment

Purchase Price $ 79,700 $ 81,497 $ 83,294 $ 85,091 $ 86,888 $ 88,685 $ 90,482
Downpayment $ 7,970 $ 6,970 $ 5,970 $ 4,970 $ 3,970 $ 2,970 $ 1,970
Total Monthly Payment

$ 758.18

$ 783.80

$ 809.41

$ 835.03

$ 860.65

$ 886.27

$ 911.88

Solicitar más información de la propiedad

Opciones de compra con pago inicial reducido

Precio de compra $ 105,700 $ 107,757 $ 109,814 $ 111,871 $ 113,928 $ 115,985 $ 118,042 $ 120,099
Depósito $ 10,570 $ 9,570 $ 8,570 $ 7,570 $ 6,570 $ 5,570 $ 4,570 $ 3,570
Pago Mensual Total

$ 977.74

$ 1,003.74

$ 1,029.14

$ 1,054.84

$ 1,080.54

$ 1,106.24

$ 1,131.94

$ 1,157.63

Purchase Options with Reduced Downpayment

Purchase Price $ 105,700 $ 107,757 $ 109,814 $ 111,871 $ 113,928 $ 115,985 $ 118,042 $ 120,099
Downpayment $ 10,570 $ 9,570 $ 8,570 $ 7,570 $ 6,570 $ 5,570 $ 4,570 $ 3,570
Total Monthly Payment

$ 977.74

$ 1,003.74

$ 1,029.14

$ 1,054.84

$ 1,080.54

$ 1,106.24

$ 1,131.94

$ 1,157.63